What type of account do I have to have in order to get a RamCard Plus?
By opening a Free Student Checking account, you can unleash the power of your RamCard with RamCard Plus and it will serve as your Visa® debit card and ATM card as well as your student ID.

How can I apply for a Free Student Checking account?
Visit the First National Bank on-campus branch or the RamCard Office in the Lory Student Center or any of the other 24 First National Bank Front Range locations. For a list of offices and ATMs, as well as a list of First National Bank's products and services, visit www.1stnationalbank.com.

How do I get a RamCard Plus?
Start by opening your Free Student Checking account at the First National Bank branch in the Lory Student Center location. You will need your student ID in order for us to establish your RamCard Plus account. Then, we will instantly issue you your new RamCard Plus.

What is the fee for the RamCard Plus?
The RamCard Plus fee is the same as the traditional RamCard: $18 for the initial card and $25 for a replacement card due to loss, theft, or damage. The $18 first-time fee is included in your CSU registration fee. Already have a RamCard? There is no cost to upgrade to a RamCard Plus.

How does the RamCard Plus work?
On campus, the RamCard Plus acts as your official university student ID card and provides access to a range of campus services. On or off campus, you can use your RamCard Plus at ATMs and anywhere you see the Visa® logo. A debit card, not a credit card, the RamCard Plus deducts purchases and withdrawals directly from your First National Banking checking account.

What should I do if there is a charge on my checking account that is not mine?
Tell us AT ONCE if you believe your card has been lost or stolen. Contacting us immediately is the best way of keeping your possible losses down.

What do I do if my card has been lost or stolen?
If you believe your card has been lost or stolen, or if someone has transferred or may transfer money from your account without your permission, call us at 800-883-8773 Monday through Friday 7:15 a.m. to 8:00 p.m. and Saturday 9:00 a.m. to 1:00 p.m. After hours, please contact 800-395-0637, or write us at: First National Bank ATM Department, P.O. Box 578, Fort Collins, CO 80522.